Founded 1999 • Wilmington, DE

Over 25 Years of Fiduciary Wealth Stewardship

We treat and serve client families with the exact same care, diligence, and dedication as our own families. Operating strictly fee-only without product sales or corporate parentage.

Meet Our 10 Professionals

Our Story & Core Mission

An Independent Practice Built Around Client Advocacy

When Murray Sawyer founded Westover Capital Advisors in 1999, he brought more than three decades of legal expertise in estate planning, trusts, and fiduciary law.

Having observed how traditional brokerages and commission-driven financial institutions created inherent conflicts of interest, Westover was established with a singular, unbending premise: to serve as a pure personal advocate in all wealth matters.

Over the past quarter-century, we have maintained that independence. We accept no commissions, sales loads, or third-party advisor platform kickbacks. We coordinate seamlessly with your outside legal counsel, family trustees, and banking institutions to deliver an all-inclusive wealth strategy.

"Treating and serving client families with the exact same care, diligence, and dedication as our own families."

— The Westover Fiduciary Creed

Fiduciary advisors collaborating closely with client family in executive conference room

Multi-Generational Continuity

Bridging Capital, Values & Next-Generation Heirs

Our greatest satisfaction comes from partnering with multiple generations of family members—preserving purchasing power, stewarding family enterprises, and preparing heirs for stewardship.

First Generation (Wealth Creators)

Architecting liquidity events, business succession agreements, and aggressive tax-mitigation frameworks while securing retirement dignity.

Second Generation (Stewards)

Balancing careers, college funding for children, eldercare for aging parents, and integrating inherited trusts into personal plans.

Third Generation (Heirs)

Cultivating financial literacy, setting up first Roth IRAs, coaching on responsible capital allocation, and clarifying family legacy principles.

Family Philanthropy

Managing private family foundations, donor-advised funds, and multi-generational charitable giving to create lasting community impact.

Meet Our Leadership

Experienced Fiduciary & Tax Professionals

A cohesive team of Attorneys, Chartered Financial Analysts (CFA®), Certified Financial Planners (CFP®), and Certified Public Accountants (CPA).

JD • Founder & CEO

Murray Sawyer, JD

Founder and CEO

Founded Westover in 1999 following 35+ years practicing estate, trust, and pension fiduciary law as Managing Partner of Sawyer, Akin & Herron, P.A. Former New Castle County Council member (1981–1983) and Founder/Chairman of American Incorporators, Ltd. Co-founder of the Sawyer Foundation and Sawyer Scholars Program at Tower Hill School; 30+ year Trustee of the McDonald Foundation. Education: UNC Chapel Hill (B.A.) and Vanderbilt University School of Law (J.D.).

(302) 427-6988 hms@westovercapital.com

MBA • CFA® Charterholder

Chip Sawyer, MBA, CFA®

Chief Investment Officer

Leads Westover's investment research, macro asset allocation, and portfolio risk management with over 25 years of industry experience. Former Principal Research Analyst at Tucker Capital Management and Lead Equity Trader at institutional manager Jurika & Voyles. Serves on the Board of First State Squash and Christ Church Episcopal Preschool. Education: UNC Chapel Hill (B.S.), UNC Kenan-Flagler Business School (MBA with academic honors).

(302) 427-8080 chip@westovercapital.com

CFP® Professional

Matt Beardwood, CFP®

Director - Wealth Management

Oversees wealth planning advisory delivery and client relationship excellence with 25+ years in private wealth advisory. Former Business Development Director at Glenmede and Senior VP at Valley Forge Asset Management. Chair of the Board of Trustees for Boys & Girls Clubs of Delaware and former member of the Investment Committee of Delaware Community Foundation. Education: Hobart and William Smith Colleges (B.S. Political Science).

(302) 633-4040 matt@westovercapital.com

CFP® • CTFA

Steve Crifasi, CFP®, CTFA

Associate Director - Marketing & Business Dev

Brings 15+ years of experience specializing in high-net-worth families, complex trusts, and private foundations. Spent over 13 years managing fiduciary relationships at Wilmington Trust and Glenmede after beginning in equity research at Penn Square Capital. Member of Delaware Estate Planning Council and Wilmington Tax Group; Board of Directors of Wilmington Country Club. Education: Villanova University (B.S. Finance).

(302) 485-1188 steve@westovercapital.com

CPA

Dennis Perdue, CPA

Director - Tax Services

Heads Westover Tax Services, LLC with 25+ years in public accounting. Former Partner at Whisman, Giordano & Associates LLC and Principal at Master, Sidlow & Associates, P.A. Specializes in comprehensive multi-generational tax planning, pass-through entity structuring, and trust tax compliance. Active member of DSCPA and the American Institute of CPAs (AICPA). Education: University of Delaware (B.S. Accounting).

(302) 499-2499 dennis@westovercapital.com

CFP® Professional

Caitlyn Tierney, CFP®

Assoc. Director - Wealth Management & Tax

Integrates financial modeling and tax consultation. After interning with Westover in 2013, Caitlyn spent 6 years at accounting firm Fenstermacher & Company, PC focusing on individual tax returns and retirement planning before returning to Westover in leadership. Dedicated volunteer with Special Olympics Delaware. Education: University of Delaware (B.S. Finance) and NYU Certificate in Financial Planning.

(302) 394-3996 caitlyn@westovercapital.com

25+ Yrs with Westover

Jennifer Reichner

Client Service Solutions Officer

Began her career in 1999 working alongside Murray Sawyer at Westover’s founding. With more than 25 years of institutional memory, Jennifer handles non-standard client scenarios, trust and estate administration, multi-generational family coordination, and senior advocacy. Mother of four and active supporter of community athletics across the Mid-Atlantic.

(302) 427-6998 jenn@westovercapital.com

Client Services & Tax

Kelly Doran

Client Services and Tax Associate

Manages client onboarding, workflow execution, and tax compliance program support. Prior to Westover, Kelly spent 6 years as a Trust Administrative Assistant with the Rockefeller Trust Company of Delaware, acquiring rigorous foundation in fiduciary governance and accounting. Education: Pratt Institute, Brooklyn, NY (BFA in Sculpture).

(302) 552-1122 kelly@westovercapital.com

Operations Lead

Sawyer Crowley

Client Service Operations Lead

Directs operational workflow, custodian processing, and client service delivery standards. Previously served as Executive Assistant to the President of Interaudi Bank in New York City. Active fundraiser and champion for the Epilepsy Foundation and the Children’s Hospital of Philadelphia (CHOP). Education: Washington College (B.A. Psychology, dual varsity athlete).

(302) 427-8800 scrowley@westovercapital.com

Client Service Associate

Brendan McDevitt

Client Service Associate

Facilitates custodian account transfers, cash management, quarterly reporting packages, and portfolio rebalance preparation. Gained early tax exposure at his family firm (Tax Advisors LLC) and previously served as Tax Reporting & Cost Basis Associate at Janney Montgomery Scott in Philadelphia. Education: Ramapo College of New Jersey (B.S. Economics & Finance, Captain Men’s Varsity Swimming).

(302) 295-3781 brendan@westovercapital.com

Community Stewardship

Rooted in Delaware. Committed to Giving Back.

Fiduciary stewardship extends far beyond balance sheets. Westover advisors actively lead and support civic, educational, and charitable foundations across our region.

Murray & Randy Sawyer Foundation

Endowing educational scholarships, community humanities programs, and the Sawyer Scholars Program at Tower Hill School.

Boys & Girls Clubs of Delaware

Board and Investment Committee leadership by Matt Beardwood and Steve Crifasi, expanding safe after-school programs for young people statewide.

Ellice and Rosa McDonald Foundation

Over 30 years of continuous foundation trustee service by founder Murray Sawyer supporting medical research, arts, and education.

Special Olympics Delaware

Active volunteerism and charitable advocacy championed by Caitlyn Tierney to empower athletes with intellectual differences.

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Whether you require investment research, complex tax strategy, or family governance, we are here to listen.