Fiduciary Research & Perspectives

Insights, Perspectives & Annual Summits

We believe an informed client makes the best partner. Access our full library of educational articles, economic analyses, retirement blueprints, and community forum recordings.

Annual Summits Series

Thought Leadership Forums

The Westover Annual Summits Series

Bringing nationally renowned policy strategists, economists, and technology leaders to our Wilmington client community.

Keynote speaker Susan Frew speaking on Artificial Intelligence at Westover Capital Summit

14th Annual Spring Summit

Susan Frew on Artificial Intelligence: Practical Implementation

Featured international keynote speaker, author, and business coach Susan Frew. This high-impact session demystified artificial intelligence, providing attendees with practical tools to elevate daily productivity, streamline business operations, and separate transformative technology from fleeting hype.

Cutting Through Hype to High-Utility AI Tools
Operational Workflows for Small Business Owners
Real-World Integration Case Studies
Actionable Roadmap for Families and Leaders

April 22, 2025 • 13th Annual Economic Summit

Daniel Bunn: President & CEO of The Tax Foundation

An in-depth keynote analyzing federal tax reform trajectories, the scheduled 2025/2026 sunset of Tax Cuts and Jobs Act (TCJA) individual provisions, global corporate tax competitiveness, and state-level policy shifts impacting Delaware businesses and family offices.

April 23, 2024 • 12th Annual Economic Summit

Greg Valliere: Chief U.S. Policy Strategist, AGF Investments

A seasoned perspective on Washington legislative politics, Federal Reserve monetary policy, national debt dynamics, and election-year market consequences for long-term equity and fixed income allocations.

Complete Publications Library

All 13 Fiduciary Articles & Educational Guides

Click any guide to read the full comprehensive analysis directly on this page.

National Honor

By Editorial / Westover • June 2, 2026

USA TODAY’s Best Financial Advisory Firms 2026

National ranking analysis developed with Statista evaluating top 1,000 RIAs on AUM growth metrics and 30,000+ client/peer recommendations.

4 min read Read Analysis →

Top Financial Gifts for Grandkids guide banner

Legacy Planning

By Steve Crifasi, CFP®, CTFA • May 13, 2025

Investing in Their Future: Top Financial Gifts for Grandkids

Maximizing Custodial Roth IRAs, 5-year 529 superfunding, stock gifting, and UGMA accounts to instill generational financial acumen.

5 min read Read Guide →

Retirement

By Steve Crifasi, CFP®, CTFA • April 3, 2025

The 4% Rule: Is Your Retirement Planning Optimized?

Evaluating William Bengen's rule, sequence of returns risk, and why dynamic guardrails with liquid cash buffers protect modern retirees.

6 min read Read Guide →

Books that shaped me as a person and investor

Philosophy

By Steve Crifasi, CFP®, CTFA • March 19, 2025

6 Books That Have Shaped Me As a Person and An Investor

Lessons on hospitality, leverage risks, engineering perseverance, compounding habits, and rigorous checklists from seminal texts.

7 min read Read Guide →

Tax-Efficient Strategies for Affluent Families

Tax Strategy

By Steve Crifasi, CFP®, CTFA • Feb 18, 2025

Tax-Efficient Strategies for Affluent Families in 2025

Preparing for TCJA sunsetting through Backdoor Roths, charitable bunching, DAFs, and asset location synchronization.

6 min read Read Guide →

Newsweek America's Top Financial Advisory Firms 2026 Badge

National Honor

By Editorial / Westover • Jan 29, 2026

Newsweek’s America’s Top Financial Advisory Firms 2026

Plant-A Insights Group multi-year evaluation of Form ADV filings recognizing fiduciary integrity, client retention, and advisory breadth.

4 min read Read Analysis →

Personal approach toward taxes for high income earners chart

Tax Strategy

By Steve Crifasi, CFP®, CTFA • Nov 22, 2024

How We Pioneered a Personal Approach Toward Taxes for High Earners

Why wealth planning cannot occur in a silo separated from tax preparation, and how Westover Tax Services delivers unified alpha.

5 min read Read Guide →

5 Steps to an A Plus College Plan guide cover

Education Planning

By Steve Crifasi, CFP®, CTFA • Oct 26, 2024

5 Steps to an A+ College Plan

Balancing rising tuition costs, 529 plans, and student expectations without endangering parental retirement readiness.

5 min read Read Guide →

Shape Your Legacy What Will Your Children's Inheritance Be cover

Estate & Legacy

By Steve Crifasi, CFP®, CTFA • Sept 25, 2024

Shape Your Legacy: What Will Your Children’s Inheritance Be?

Wills, revocable trusts, beneficiary titling audits, and preparing heirs to handle inherited capital with purpose.

6 min read Read Guide →

Business Owners

By Steve Crifasi, CFP®, CTFA • April 25, 2024

The Top 5 Financial Mistakes Small Business Owners Make

Funded buy-sell agreements, concentration risk, liquidity buffers, payroll tax vs Social Security trade-offs, and defined benefit plans.

6 min read Read Guide →

Sandwich Generation

By Steve Crifasi, CFP®, CTFA • March 27, 2024

Caring for Aging Parents: Sandwich Generation Tips

Navigating eldercare expenses, healthcare proxies, durable POAs, long-term care insurance, and caregiver balance.

5 min read Read Guide →

Retirement

By Steve Crifasi, CFP®, CTFA • Feb 13, 2024

Five Helpful Hints for a Happy, Healthy Retirement

Purpose beyond career, stimulating hobbies, physical wellness, phased transitions, and investing in social capital.

5 min read Read Guide →

Tax Strategy

By Steve Crifasi, CFP®, CTFA • Dec 9, 2023

Year-End Tax Strategies: High-Impact Fiduciary Actions

Tax-loss harvesting, Donor-Advised Funds (DAFs), Qualified Charitable Distributions (QCDs), and RMD compliance deadlines.

5 min read Read Guide →

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