Maximize your return on life with disciplined investment management, proactive tax strategy, and multi-generational family wealth planning. For over 25 years, our team has served as an uncompromising personal advocate for client families.
Westover Tax Services, LLC delivers unified tax prep and forward-looking advisory.
Independent evaluations based on quantitative AUM trajectory, unconflicted regulatory standing, and verified client and peer recommendations.
Ranked among the top 1,000 Registered Investment Advisory firms nationwide out of over 16,000 evaluated. The rigorous methodology weighted 80% on long- and short-term AUM expansion and 20% on independent survey recommendations from 30,000+ clients and industry peers.
Honored for fiduciary excellence following a multi-year analysis of Form ADV public disclosures (2020–2025). Evaluated on advisor credentials (CFP®, CFA®, CPA), client-to-advisor ratios, multi-generational retention, and clean regulatory records.
Founded in 1999 by Murray Sawyer, JD, Westover Capital Advisors was architected from day one to eliminate the conflicts of interest that plague traditional Wall Street brokerage houses.
We accept zero commissions, product markups, 12b-1 kickbacks, or referral fees. As an SEC-registered fiduciary, our sole compensation is transparently tied to your financial success.
Through our wholly owned subsidiary, Westover Tax Services, LLC, our tax CPAs collaborate directly with wealth advisors on proactive Roth conversions, asset location, and compliance.
We treat and care for client families with the exact same diligence we give our own. Many client relationships span three generations of preserved wealth and guided transitions.
Advising private families, business owners, foundations, and endowments across dynamic market cycles since 1999.
Designing your financial future without a comprehensive blueprint leaves wealth exposed. We unite four essential disciplines into one cohesive family office strategy.
Disciplined, all-cap asset allocation unconstrained by rigid style boxes. Focused on risk-adjusted compounding, global diversification, and systematic tax drag reduction.
Custom blueprints aligning cash flow, executive compensation, retirement readiness, and generational legacy transitions with what matters most to your life.
Delivered via wholly owned subsidiary Westover Tax Services, LLC. Proactive multi-year bracket management integrated with annual tax compliance.
Comprehensive governance and administrative infrastructure for ultra-high-net-worth families, eliminating the prohibitive cost of an internal single-family office.
Calculate the potential long-term value of disciplined asset allocation combined with proactive tax-drag mitigation.
*Hypothetical illustrative calculation for educational purposes only. Does not guarantee specific market performance. Real outcomes vary based on individual circumstances and economic environments.
Demystifying complex macroeconomic shifts, technological transformations, and federal tax policies through world-class thought leadership forums.
Featuring international keynote speaker and author Susan Frew. An actionable session cutting through artificial intelligence hype to provide concrete frameworks for entrepreneurs and families.
Featured keynote Daniel Bunn, President & CEO of The Tax Foundation, exploring global tax competitiveness, federal TCJA expiration, and policy impacts on family businesses.
Featured keynote Greg Valliere, Chief U.S. Policy Strategist for AGF Investments, analyzing election-year market implications, monetary policies, and geopolitical variables.
In-depth perspectives authored by our CFP® and CPA professionals on retirement optimization, tax strategies, and legacy planning.
Retirement
Why static withdrawal rules fall short in modern economic environments and how dynamic guardrails protect against sequence of returns risk.
Tax Strategy
Preparing for the sunset of the TCJA with Backdoor Roths, charitable deduction bunching, and strategic asset location techniques.
Legacy Planning
How grandparents can utilize Custodial Roth IRAs, 529 superfunding, and direct equity gifts to instill lifelong financial literacy.
Direct, definitive answers to questions prospective clients ask when evaluating Wilmington wealth advisory firms.
Westover Capital Advisors is an independent, fee-only fiduciary wealth management firm established in 1999 in Wilmington, Delaware. We never accept commissions or sell third-party products. Through our wholly owned subsidiary, Westover Tax Services, LLC, Certified Financial Planners and Certified Public Accountants integrate your investments, lifestyle planning, and tax returns under one roof.
As a fee-only fiduciary Registered Investment Adviser (RIA), Westover Capital Advisors is legally and ethically bound to act solely in your best interests at all times. Unlike broker-dealers or insurance-affiliated advisors, we accept no commissions, mutual fund loads, 12b-1 distribution fees, or third-party product incentives. Our fee is a transparent, agreed-upon percentage of assets under management or a transparent advisory fee.
Westover Tax Services, LLC is our wholly owned accounting subsidiary led by Dennis Perdue, CPA. Rather than handling taxes only once a year in April, our CPAs work side-by-side with our wealth managers every single month. We model tax-loss harvesting, multi-year Roth conversions, asset location, and business entity structures in real time before trades are executed, preventing costly tax drag.
Both accolades were conducted independently by global analytics firms. USA TODAY partnered with Statista, evaluating over 16,000 SEC-registered RIAs on AUM growth (80%) and survey recommendations from 30,000+ clients and peers (20%). Newsweek partnered with Plant-A Insights Group, evaluating 5-year Form ADV filings on client retention, advisor credentials, and unconflicted regulatory purity. Westover paid zero consideration fees to participate.
Client assets are held by independent, institutional qualified custodians such as Charles Schwab & Co. and Fidelity Investments. Westover Capital Advisors never takes custody of your money; we have discretionary trading authorization only according to your agreed-upon Investment Policy Statement. Clients retain 24/7 direct online access to their accounts.
Schedule an exploratory, confidential conversation with a Senior Wealth Advisor at our Wilmington headquarters or via secure video conference.
